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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,261 | $93,117-54.6% | $77,096-45.2% | $134,532-68.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | 0.00% | 62.67%-62.7pp | 42.35%-42.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,832 | $3,420-46.4% | $2,814-34.9% | $4,741-61.4% |
| Participant deferral / active EE | $6,704 | $5,241+27.9% | $4,429+51.4% | $6,401+4.7% |
| Admin fee / account holder | $319 | $6,948-95.4% | $5,428-94.1% | $11,429-97.2% |