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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,520 | $96,388-36.2% | $80,627-23.7% | $139,466-55.9% |
| Participation rate | 54.5% | 73.6%-19.1pp | 67.0%-12.5pp | 80.3%-25.8pp |
| Annual return | 18.53% | 1352.08%-1333.5pp | 936.76%-918.2pp | 373.66%-355.1pp |
| Employer contribution / active EE | $2,148 | $3,260-34.1% | $2,723-21.1% | $4,754-54.8% |
| Participant deferral / active EE | $6,873 | $5,224+31.5% | $4,443+54.7% | $6,712+2.4% |
| Admin fee / account holder | $90 | $6,603-98.6% | $5,381-98.3% | $11,409-99.2% |