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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,582 | $100,203-23.6% | $85,240-10.2% | $145,897-47.5% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 12.51% | 84.28%-71.8pp | 66.75%-54.2pp | 552.29%-539.8pp |
| Employer contribution / active EE | $2,566 | $3,242-20.9% | $2,735-6.2% | $4,663-45.0% |
| Participant deferral / active EE | $10,080 | $5,299+90.2% | $4,527+122.6% | $6,689+50.7% |
| Admin fee / account holder | $784 | $7,265-89.2% | $6,165-87.3% | $13,390-94.1% |