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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,531 | $97,125+166.2% | $86,233+199.8% | $137,256+88.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 13.64% | 74.19%-60.5pp | 61.39%-47.7pp | 220.34%-206.7pp |
| Employer contribution / active EE | $3,204 | $2,841+12.8% | $2,504+27.9% | $4,156-22.9% |
| Participant deferral / active EE | $25,641 | $5,180+395.0% | $4,559+462.4% | $6,407+300.2% |
| Admin fee / account holder | $149,636 | $9,725+1438.7% | $8,342+1693.7% | $12,270+1119.5% |