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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,076 | $211,288-84.3% | $178,540-81.5% | $145,884-77.3% |
| Participation rate | 34.8% | 80.8%-46.0pp | 77.1%-42.3pp | 80.3%-45.5pp |
| Annual return | 12.62% | 30.27%-17.6pp | 27.15%-14.5pp | 551.85%-539.2pp |
| Employer contribution / active EE | $712 | $4,574-84.4% | $3,953-82.0% | $4,662-84.7% |
| Participant deferral / active EE | $1,907 | $6,967-72.6% | $6,281-69.6% | $6,690-71.5% |
| Admin fee / account holder | $315 | $12,105-97.4% | $10,424-97.0% | $13,392-97.6% |