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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,077 | $234,190-97.0% | $180,320-96.1% | $198,609-96.4% |
| Participation rate | 80.0% | 77.1%+2.9pp | 71.5%+8.5pp | 82.4%-2.4pp |
| Annual return | 13.45% | 1057.44%-1044.0pp | 778.54%-765.1pp | 202.70%-189.2pp |
| Employer contribution / active EE | $1,811 | $5,258-65.6% | $4,108-55.9% | $5,055-64.2% |
| Participant deferral / active EE | $2,311 | $4,988-53.7% | $4,304-46.3% | $6,977-66.9% |
| Admin fee / account holder | $2,343 | $12,558-81.3% | $10,000-76.6% | $19,030-87.7% |