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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,077 | $162,529-95.6% | $130,788-94.6% | $154,746-95.4% |
| Participation rate | 80.0% | 75.9%+4.1pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 13.45% | 510.48%-497.0pp | 386.44%-373.0pp | 172.34%-158.9pp |
| Employer contribution / active EE | $1,811 | $4,447-59.3% | $3,558-49.1% | $4,379-58.6% |
| Participant deferral / active EE | $2,311 | $4,808-51.9% | $4,137-44.1% | $6,730-65.7% |
| Admin fee / account holder | $2,343 | $7,669-69.4% | $6,673-64.9% | $14,365-83.7% |