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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,743 | $166,131-33.9% | $164,975-33.5% | $145,877-24.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.18% | 100.37%-90.2pp | 70.12%-59.9pp | 551.28%-541.1pp |
| Employer contribution / active EE | $27,955 | $5,276+429.9% | $4,343+543.7% | $4,663+499.5% |
| Participant deferral / active EE | $668 | $6,962-90.4% | $6,033-88.9% | $6,691-90.0% |
| Admin fee / account holder | $576 | $16,648-96.5% | $12,688-95.5% | $13,402-95.7% |