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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,240 | $102,422-77.3% | $147,117-84.2% | $80,959-71.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 72.76% | 135.16%-62.4pp | 420.54%-347.8pp | 35.67%+37.1pp |
| Employer contribution / active EE | $5,560 | $3,717+49.6% | $4,932+12.7% | $2,757+101.6% |
| Participant deferral / active EE | $8,938 | $6,652+34.4% | $8,065+10.8% | $4,300+107.8% |
| Admin fee / account holder | $2,906 | $7,953-63.5% | $12,993-77.6% | $6,925-58.0% |