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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,042 | $117,846-82.1% | $102,434-79.5% | $145,884-85.6% |
| Participation rate | 55.6% | 78.6%-23.1pp | 76.5%-21.0pp | 80.3%-24.7pp |
| Annual return | 17.17% | 31.90%-14.7pp | 29.46%-12.3pp | 551.85%-534.7pp |
| Employer contribution / active EE | $2,201 | $3,615-39.1% | $3,023-27.2% | $4,662-52.8% |
| Participant deferral / active EE | $2,437 | $5,733-57.5% | $5,055-51.8% | $6,690-63.6% |
| Admin fee / account holder | $441 | $13,356-96.7% | $9,462-95.3% | $13,392-96.7% |