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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,845 | $154,228-59.9% | $145,433-57.5% | $137,256-54.9% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 80.0%-3.5pp |
| Annual return | 15.53% | 74.59%-59.1pp | 66.58%-51.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,938 | $4,804-59.7% | $4,554-57.5% | $4,156-53.4% |
| Participant deferral / active EE | $3,144 | $8,216-61.7% | $7,897-60.2% | $6,407-50.9% |
| Admin fee / account holder | $1,190 | $14,344-91.7% | $13,129-90.9% | $12,270-90.3% |