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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,845 | $162,136-61.9% | $152,301-59.4% | $154,746-60.0% |
| Participation rate | 76.5% | 84.1%-7.6pp | 82.4%-6.0pp | 80.7%-4.2pp |
| Annual return | 15.53% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,938 | $4,890-60.4% | $4,624-58.1% | $4,379-55.7% |
| Participant deferral / active EE | $3,144 | $8,341-62.3% | $8,004-60.7% | $6,730-53.3% |
| Admin fee / account holder | $1,190 | $15,759-92.5% | $14,398-91.7% | $14,365-91.7% |