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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,623 | $72,071-67.2% | $68,368-65.4% | $137,256-82.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 17.28% | 353.14%-335.9pp | 292.57%-275.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,942 | $2,788-30.4% | $2,649-26.7% | $4,156-53.3% |
| Participant deferral / active EE | $4,494 | $4,410+1.9% | $4,123+9.0% | $6,407-29.9% |
| Admin fee / account holder | $786 | $5,336-85.3% | $5,150-84.7% | $12,270-93.6% |