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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,626 | $47,479-69.2% | $62,929-76.8% | $82,448-82.3% |
| Participation rate | 44.1% | 66.9%-22.8pp | 73.1%-29.0pp | 68.1%-24.0pp |
| Annual return | 22.56% | 20.34%+2.2pp | 1063.93%-1041.4pp | 41.64%-19.1pp |
| Employer contribution / active EE | $0 | $1,885-100.0% | $2,505-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,060 | $2,870-63.1% | $3,888-72.7% | $4,139-74.4% |
| Admin fee / account holder | $270 | $3,804-92.9% | $5,065-94.7% | $7,234-96.3% |