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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,566 | $183,592-93.2% | $155,567-91.9% | $145,959-91.4% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 12.72% | 61.24%-48.5pp | 64.74%-52.0pp | 561.95%-549.2pp |
| Employer contribution / active EE | $1,922 | $5,315-63.8% | $4,674-58.9% | $4,661-58.8% |
| Participant deferral / active EE | $3,623 | $6,464-43.9% | $5,628-35.6% | $6,689-45.8% |
| Admin fee / account holder | $2,267 | $19,318-88.3% | $15,916-85.8% | $13,398-83.1% |