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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,566 | $183,516-93.2% | $155,534-91.9% | $145,884-91.4% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 12.72% | 61.43%-48.7pp | 64.92%-52.2pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,922 | $5,315-63.8% | $4,675-58.9% | $4,662-58.8% |
| Participant deferral / active EE | $3,623 | $6,467-44.0% | $5,630-35.6% | $6,690-45.8% |
| Admin fee / account holder | $2,267 | $19,293-88.2% | $15,900-85.7% | $13,392-83.1% |