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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,062 | $58,311+18.4% | $81,882-15.7% | $80,959-14.7% |
| Participation rate | 46.2% | 63.5%-17.3pp | 72.4%-26.2pp | 67.7%-21.5pp |
| Annual return | 18.79% | 41.85%-23.1pp | 779.47%-760.7pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,392 | $2,347-40.7% | $2,916-52.3% | $2,757-49.5% |
| Participant deferral / active EE | $3,482 | $3,287+5.9% | $4,323-19.5% | $4,300-19.0% |
| Admin fee / account holder | $30,027 | $4,752+531.9% | $7,360+308.0% | $6,925+333.6% |