Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,337 | $122,063-97.3% | $184,256-98.2% | $74,478-95.5% |
| Participation rate | 61.7% | 85.5%-23.8pp | 86.8%-25.1pp | 67.2%-5.5pp |
| Annual return | 8.72% | 19.92%-11.2pp | 28.85%-20.1pp | 1370.56%-1361.8pp |
| Employer contribution / active EE | $0 | $4,539-100.0% | $6,427-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $1,464 | $7,144-79.5% | $9,133-84.0% | $4,350-66.3% |
| Admin fee / account holder | $541 | $1,253-56.8% | $13,899-96.1% | $1,946-72.2% |