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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,155 | $102,393-21.7% | $147,041-45.5% | $80,911-0.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 15.72% | 134.95%-119.2pp | 419.21%-403.5pp | 35.63%-19.9pp |
| Employer contribution / active EE | $10,694 | $3,715+187.8% | $4,935+116.7% | $2,756+288.0% |
| Participant deferral / active EE | $21,673 | $6,647+226.1% | $8,071+168.5% | $4,297+404.4% |
| Admin fee / account holder | $12,267 | $7,943+54.4% | $13,006-5.7% | $6,935+76.9% |