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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,674 | $93,598-36.2% | $135,974-56.1% | $75,173-20.6% |
| Participation rate | 94.6% | 75.2%+19.4pp | 81.9%+12.7pp | 67.2%+27.4pp |
| Annual return | 46.51% | 30.89%+15.6pp | 68.30%-21.8pp | 160.72%-114.2pp |
| Employer contribution / active EE | $8,341 | $3,538+135.8% | $4,859+71.7% | $2,671+212.3% |
| Participant deferral / active EE | $18,548 | $6,405+189.6% | $7,760+139.0% | $4,126+349.5% |
| Admin fee / account holder | $3,471 | $6,978-50.3% | $10,767-67.8% | $5,651-38.6% |