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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,641 | $159,978-4.0% | $147,041+4.5% | $145,978+5.2% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 32.13% | 98.36%-66.2pp | 419.21%-387.1pp | 550.52%-518.4pp |
| Employer contribution / active EE | $14,360 | $5,288+171.6% | $4,935+191.0% | $4,662+208.0% |
| Participant deferral / active EE | $19,349 | $8,429+129.6% | $8,071+139.7% | $6,690+189.2% |
| Admin fee / account holder | $5,621 | $15,053-62.7% | $13,006-56.8% | $13,400-58.1% |