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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,266 | $148,623-27.2% | $135,974-20.4% | $139,466-22.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 25.25% | 79.30%-54.0pp | 68.30%-43.1pp | 373.66%-348.4pp |
| Employer contribution / active EE | $14,141 | $5,246+169.5% | $4,859+191.0% | $4,754+197.5% |
| Participant deferral / active EE | $21,458 | $8,103+164.8% | $7,760+176.5% | $6,712+219.7% |
| Admin fee / account holder | $594 | $12,406-95.2% | $10,767-94.5% | $11,409-94.8% |