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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,119 | $125,237+14.3% | $105,608+35.5% | $145,877-1.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 19.33% | 225.76%-206.4pp | 116.50%-97.2pp | 551.28%-531.9pp |
| Employer contribution / active EE | $22,751 | $3,720+511.5% | $3,167+618.4% | $4,663+387.9% |
| Participant deferral / active EE | $31,914 | $5,711+458.8% | $5,010+537.0% | $6,691+377.0% |
| Admin fee / account holder | $37,000 | $17,287+114.0% | $11,028+235.5% | $13,402+176.1% |