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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,928 | $111,535-92.0% | $105,223-91.5% | $137,256-93.5% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 37.81% | 237.85%-200.0pp | 180.65%-142.8pp | 220.34%-182.5pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,948 | $5,500+26.3% | $5,072+37.0% | $6,407+8.5% |
| Admin fee / account holder | $1,332 | $9,721-86.3% | $8,859-85.0% | $12,270-89.1% |