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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,702 | $73,988-59.9% | $96,538-69.2% | $75,177-60.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 18.16% | 26.73%-8.6pp | 35.74%-17.6pp | 160.75%-142.6pp |
| Employer contribution / active EE | $2,585 | $2,930-11.8% | $3,740-30.9% | $2,671-3.2% |
| Participant deferral / active EE | $4,220 | $3,660+15.3% | $4,880-13.5% | $4,126+2.3% |
| Admin fee / account holder | $1,473 | $5,220-71.8% | $6,737-78.1% | $5,651-73.9% |