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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,715 | $64,706-60.3% | $112,244-77.1% | $68,498-62.5% |
| Participation rate | 89.2% | 67.1%+22.0pp | 75.1%+14.1pp | 67.9%+21.3pp |
| Annual return | -20.66% | -11.40%-9.3pp | 27.46%-48.1pp | -7.84%-12.8pp |
| Employer contribution / active EE | $2,225 | $2,746-19.0% | $3,635-38.8% | $2,596-14.3% |
| Participant deferral / active EE | $3,526 | $3,565-1.1% | $4,728-25.4% | $4,027-12.4% |
| Admin fee / account holder | $4,671 | $5,231-10.7% | $6,411-27.1% | $5,403-13.5% |