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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,098 | $129,737-56.8% | $119,126-52.9% | $154,746-63.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 20.58% | 379.08%-358.5pp | 282.11%-261.5pp | 172.34%-151.8pp |
| Employer contribution / active EE | $3,449 | $4,375-21.2% | $4,034-14.5% | $4,379-21.2% |
| Participant deferral / active EE | $10,706 | $5,842+83.3% | $5,318+101.3% | $6,730+59.1% |
| Admin fee / account holder | $6,310 | $11,961-47.2% | $10,693-41.0% | $14,365-56.1% |