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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,511 | $160,028-50.9% | $147,080-46.6% | $145,884-46.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.52% | 98.60%-81.1pp | 420.17%-402.6pp | 551.85%-534.3pp |
| Employer contribution / active EE | $14,060 | $5,286+166.0% | $4,933+185.0% | $4,662+201.6% |
| Participant deferral / active EE | $23,183 | $8,422+175.3% | $8,066+187.4% | $6,690+246.6% |
| Admin fee / account holder | $9,082 | $15,030-39.6% | $12,989-30.1% | $13,392-32.2% |