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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,511 | $160,040-50.9% | $147,096-46.6% | $145,877-46.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.52% | 98.49%-81.0pp | 419.75%-402.2pp | 551.28%-533.8pp |
| Employer contribution / active EE | $14,060 | $5,289+165.8% | $4,936+184.9% | $4,663+201.5% |
| Participant deferral / active EE | $23,183 | $8,429+175.0% | $8,071+187.2% | $6,691+246.5% |
| Admin fee / account holder | $9,082 | $15,050-39.7% | $13,005-30.2% | $13,402-32.2% |