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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,182 | $160,070-76.8% | $147,117-74.7% | $145,897-74.5% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 15.28% | 98.69%-83.4pp | 420.54%-405.3pp | 552.29%-537.0pp |
| Employer contribution / active EE | $3,514 | $5,285-33.5% | $4,932-28.8% | $4,663-24.6% |
| Participant deferral / active EE | $10,995 | $8,419+30.6% | $8,065+36.3% | $6,689+64.4% |
| Admin fee / account holder | $1,341 | $15,035-91.1% | $12,993-89.7% | $13,390-90.0% |