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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,270 | $29,319-85.4% | $52,425-91.9% | $82,448-94.8% |
| Participation rate | 57.7% | 46.9%+10.8pp | 55.6%+2.1pp | 68.1%-10.4pp |
| Annual return | 27.86% | 535.20%-507.3pp | 302.12%-274.3pp | 41.64%-13.8pp |
| Employer contribution / active EE | $237 | $586-59.7% | $914-74.1% | $2,551-90.7% |
| Participant deferral / active EE | $1,258 | $1,171+7.4% | $1,790-29.7% | $4,139-69.6% |
| Admin fee / account holder | $168 | $1,962-91.4% | $2,495-93.3% | $7,234-97.7% |