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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,813 | $97,125+51.2% | $86,233+70.3% | $137,256+7.0% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 26.13% | 74.19%-48.1pp | 61.39%-35.3pp | 220.34%-194.2pp |
| Employer contribution / active EE | $6,277 | $2,841+120.9% | $2,504+150.6% | $4,156+51.0% |
| Participant deferral / active EE | $9,660 | $5,180+86.5% | $4,559+111.9% | $6,407+50.8% |
| Admin fee / account holder | $6 | $9,725-99.9% | $8,342-99.9% | $12,270-100.0% |