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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,449 | $100,073-2.6% | $85,126+14.5% | $145,877-33.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 21.04% | 84.11%-63.1pp | 66.63%-45.6pp | 551.28%-530.2pp |
| Employer contribution / active EE | $19,997 | $3,236+517.9% | $2,731+632.2% | $4,663+328.9% |
| Participant deferral / active EE | $11,953 | $5,294+125.8% | $4,523+164.3% | $6,691+78.7% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |