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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,965 | $154,228-73.4% | $145,433-71.8% | $137,256-70.2% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 24.10% | 74.59%-50.5pp | 66.58%-42.5pp | 220.34%-196.2pp |
| Employer contribution / active EE | $4,247 | $4,804-11.6% | $4,554-6.7% | $4,156+2.2% |
| Participant deferral / active EE | $10,487 | $8,216+27.6% | $7,897+32.8% | $6,407+63.7% |
| Admin fee / account holder | $709 | $14,344-95.1% | $13,129-94.6% | $12,270-94.2% |