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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,873 | $192,737-60.6% | $142,460-46.7% | $139,456-45.6% |
| Participation rate | 100.0% | 81.5%+18.5pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 11.42% | 17.99%-6.6pp | 19.99%-8.6pp | 373.45%-362.0pp |
| Employer contribution / active EE | $10,577 | $5,806+82.2% | $4,847+118.2% | $4,753+122.5% |
| Participant deferral / active EE | $12,477 | $7,208+73.1% | $6,283+98.6% | $6,711+85.9% |
| Admin fee / account holder | $2,163 | $15,125-85.7% | $10,011-78.4% | $11,407-81.0% |