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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,206 | $175,646-70.8% | $129,118-60.3% | $134,532-61.9% |
| Participation rate | 90.9% | 81.6%+9.4pp | 77.2%+13.7pp | 81.2%+9.7pp |
| Annual return | -14.11% | -11.39%-2.7pp | -10.94%-3.2pp | 418.27%-432.4pp |
| Employer contribution / active EE | $10,301 | $6,355+62.1% | $5,051+103.9% | $4,741+117.3% |
| Participant deferral / active EE | $13,928 | $7,970+74.7% | $6,539+113.0% | $6,401+117.6% |
| Admin fee / account holder | $7,133 | $23,578-69.7% | $14,305-50.1% | $11,429-37.6% |