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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,677 | $100,970-61.7% | $96,576-60.0% | $137,256-71.8% |
| Participation rate | 36.4% | 82.6%-46.2pp | 81.4%-45.1pp | 80.0%-43.6pp |
| Annual return | 26.27% | 38.16%-11.9pp | 38.47%-12.2pp | 220.34%-194.1pp |
| Employer contribution / active EE | $830 | $3,809-78.2% | $3,553-76.6% | $4,156-80.0% |
| Participant deferral / active EE | $2,830 | $8,286-65.8% | $7,956-64.4% | $6,407-55.8% |
| Admin fee / account holder | $40 | $11,312-99.6% | $11,381-99.6% | $12,270-99.7% |