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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,819 | $110,337-92.9% | $102,383-92.4% | $145,877-94.6% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 15.62% | 24.83%-9.2pp | 24.94%-9.3pp | 551.28%-535.7pp |
| Employer contribution / active EE | $2,122 | $4,216-49.7% | $3,870-45.2% | $4,663-54.5% |
| Participant deferral / active EE | $2,921 | $5,621-48.0% | $5,060-42.3% | $6,691-56.3% |
| Admin fee / account holder | $2,294 | $9,750-76.5% | $8,391-72.7% | $13,402-82.9% |