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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,482 | $106,267-93.0% | $96,520-92.2% | $139,456-94.6% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 21.91% | 38.45%-16.5pp | 35.72%-13.8pp | 373.45%-351.5pp |
| Employer contribution / active EE | $2,858 | $4,105-30.4% | $3,739-23.5% | $4,753-39.9% |
| Participant deferral / active EE | $4,529 | $5,454-17.0% | $4,879-7.2% | $6,711-32.5% |
| Admin fee / account holder | $801 | $7,882-89.8% | $6,733-88.1% | $11,407-93.0% |