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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,840 | $100,073-59.2% | $85,126-52.0% | $145,877-72.0% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 18.06% | 84.11%-66.0pp | 66.63%-48.6pp | 551.28%-533.2pp |
| Employer contribution / active EE | $4,646 | $3,236+43.6% | $2,731+70.1% | $4,663-0.4% |
| Participant deferral / active EE | $10,986 | $5,294+107.5% | $4,523+142.9% | $6,691+64.2% |
| Admin fee / account holder | $3,210 | $7,261-55.8% | $6,160-47.9% | $13,402-76.1% |