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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,671 | $100,203-35.5% | $85,240-24.1% | $145,897-55.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 21.57% | 84.28%-62.7pp | 66.75%-45.2pp | 552.29%-530.7pp |
| Employer contribution / active EE | $2,031 | $3,242-37.3% | $2,735-25.7% | $4,663-56.4% |
| Participant deferral / active EE | $7,116 | $5,299+34.3% | $4,527+57.2% | $6,689+6.4% |
| Admin fee / account holder | $1,324 | $7,265-81.8% | $6,165-78.5% | $13,390-90.1% |