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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,919 | $57,119-56.4% | $85,187-70.7% | $80,935-69.2% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 37.94% | 21.70%+16.2pp | 66.67%-28.7pp | 35.66%+2.3pp |
| Employer contribution / active EE | $5,448 | $1,802+202.4% | $2,732+99.4% | $2,757+97.6% |
| Participant deferral / active EE | $9,896 | $3,115+217.7% | $4,525+118.7% | $4,299+130.2% |
| Admin fee / account holder | $2,163 | $4,990-56.7% | $6,162-64.9% | $6,924-68.8% |