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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,919 | $57,057-56.3% | $85,009-70.7% | $80,874-69.2% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 37.94% | 21.66%+16.3pp | 66.47%-28.5pp | 35.62%+2.3pp |
| Employer contribution / active EE | $5,448 | $1,799+202.9% | $2,728+99.7% | $2,756+97.7% |
| Participant deferral / active EE | $9,896 | $3,112+218.0% | $4,522+118.9% | $4,297+130.3% |
| Admin fee / account holder | $2,163 | $4,986-56.6% | $6,153-64.9% | $6,935-68.8% |