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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,707 | $96,137-55.6% | $135,987-68.6% | $80,911-47.2% |
| Participation rate | 64.9% | 71.2%-6.3pp | 76.4%-11.5pp | 67.6%-2.7pp |
| Annual return | 22.93% | 28.70%-5.8pp | 579.77%-556.8pp | 35.63%-12.7pp |
| Employer contribution / active EE | $5,633 | $3,350+68.1% | $4,214+33.7% | $2,756+104.4% |
| Participant deferral / active EE | $12,197 | $5,706+113.8% | $7,027+73.6% | $4,297+183.8% |
| Admin fee / account holder | $7,512 | $8,236-8.8% | $6,716+11.9% | $6,935+8.3% |