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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,707 | $96,236-55.6% | $136,072-68.6% | $80,935-47.2% |
| Participation rate | 64.9% | 71.2%-6.3pp | 76.4%-11.5pp | 67.7%-2.7pp |
| Annual return | 22.93% | 28.74%-5.8pp | 580.46%-557.5pp | 35.66%-12.7pp |
| Employer contribution / active EE | $5,633 | $3,350+68.1% | $4,216+33.6% | $2,757+104.3% |
| Participant deferral / active EE | $12,197 | $5,709+113.6% | $7,028+73.5% | $4,299+183.7% |
| Admin fee / account holder | $7,512 | $8,250-8.9% | $6,718+11.8% | $6,924+8.5% |