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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,524 | $68,586-74.4% | $120,380-85.4% | $80,911-78.3% |
| Participation rate | 91.4% | 61.6%+29.8pp | 71.9%+19.5pp | 67.6%+23.8pp |
| Annual return | 16.42% | 23.62%-7.2pp | 107.28%-90.9pp | 35.63%-19.2pp |
| Employer contribution / active EE | $2,024 | $2,053-1.4% | $3,465-41.6% | $2,756-26.6% |
| Participant deferral / active EE | $3,745 | $3,174+18.0% | $4,992-25.0% | $4,297-12.8% |
| Admin fee / account holder | $856 | $5,733-85.1% | $9,421-90.9% | $6,935-87.7% |