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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,999 | $149,778-93.3% | $118,946-91.6% | $158,966-93.7% |
| Participation rate | 95.7% | 82.1%+13.6pp | 75.4%+20.3pp | 82.0%+13.7pp |
| Annual return | 22.86% | 19.95%+2.9pp | 35.89%-13.0pp | 302.95%-280.1pp |
| Employer contribution / active EE | $1,882 | $4,117-54.3% | $3,263-42.3% | $4,762-60.5% |
| Participant deferral / active EE | $2,810 | $5,225-46.2% | $4,266-34.1% | $5,983-53.0% |
| Admin fee / account holder | $1,049 | $8,604-87.8% | $6,581-84.1% | $11,250-90.7% |