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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,329 | $105,284-75.9% | $150,734-83.2% | $94,015-73.1% |
| Participation rate | 90.9% | 71.7%+19.2pp | 78.4%+12.5pp | 70.8%+20.1pp |
| Annual return | 13.16% | 15.67%-2.5pp | 600.81%-587.6pp | 17.84%-4.7pp |
| Employer contribution / active EE | $2,915 | $3,599-19.0% | $4,918-40.7% | $2,790+4.5% |
| Participant deferral / active EE | $1,910 | $4,274-55.3% | $5,610-66.0% | $4,249-55.1% |
| Admin fee / account holder | $1,563 | $9,839-84.1% | $14,905-89.5% | $8,951-82.5% |