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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,017 | $67,823-82.3% | $52,425-77.1% | $137,256-91.2% |
| Participation rate | 12.5% | 63.9%-51.4pp | 55.6%-43.1pp | 80.0%-67.5pp |
| Annual return | 10.75% | 219.11%-208.4pp | 302.12%-291.4pp | 220.34%-209.6pp |
| Employer contribution / active EE | $240 | $1,163-79.4% | $914-73.7% | $4,156-94.2% |
| Participant deferral / active EE | $659 | $2,288-71.2% | $1,790-63.2% | $6,407-89.7% |
| Admin fee / account holder | $4,542 | $2,844+59.7% | $2,495+82.1% | $12,270-63.0% |