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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,481 | $115,911-32.3% | $100,530-21.9% | $158,950-50.6% |
| Participation rate | 94.4% | 81.6%+12.9pp | 79.4%+15.0pp | 82.0%+12.5pp |
| Annual return | 17.03% | 34.80%-17.8pp | 30.89%-13.9pp | 302.91%-285.9pp |
| Employer contribution / active EE | $0 | $4,104-100.0% | $3,418-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,507 | $6,676+27.4% | $6,271+35.7% | $5,983+42.2% |
| Admin fee / account holder | $4,657 | $10,999-57.7% | $8,083-42.4% | $11,248-58.6% |