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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,719 | $76,407-88.6% | $150,298-94.2% | $82,448-89.4% |
| Participation rate | 16.8% | 66.4%-49.6pp | 77.8%-60.9pp | 68.1%-51.2pp |
| Annual return | 24.03% | 39.99%-16.0pp | 62.79%-38.8pp | 41.64%-17.6pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,203 | $3,214-62.6% | $5,453-77.9% | $4,139-70.9% |
| Admin fee / account holder | $104 | $6,352-98.4% | $14,116-99.3% | $7,234-98.6% |