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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,484 | $76,407+110.0% | $150,298+6.8% | $82,448+94.6% |
| Participation rate | 7.9% | 66.4%-58.5pp | 77.8%-69.9pp | 68.1%-60.2pp |
| Annual return | 19.88% | 39.99%-20.1pp | 62.79%-42.9pp | 41.64%-21.8pp |
| Employer contribution / active EE | $543 | $2,614-79.2% | $4,154-86.9% | $2,551-78.7% |
| Participant deferral / active EE | $1,511 | $3,214-53.0% | $5,453-72.3% | $4,139-63.5% |
| Admin fee / account holder | $18 | $6,352-99.7% | $14,116-99.9% | $7,234-99.7% |