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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,780 | $211,239-61.3% | $178,528-54.2% | $145,877-43.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.36% | 30.22%-14.9pp | 27.11%-11.8pp | 551.28%-535.9pp |
| Employer contribution / active EE | $15,000 | $4,570+228.2% | $3,950+279.7% | $4,663+221.7% |
| Participant deferral / active EE | $30,000 | $6,963+330.9% | $6,278+377.8% | $6,691+348.4% |
| Admin fee / account holder | $713 | $12,095-94.1% | $10,419-93.2% | $13,402-94.7% |