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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,745 | $162,136-92.1% | $152,301-91.6% | $154,746-91.8% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 20.40% | 91.02%-70.6pp | 80.50%-60.1pp | 172.34%-151.9pp |
| Employer contribution / active EE | $1,564 | $4,890-68.0% | $4,624-66.2% | $4,379-64.3% |
| Participant deferral / active EE | $3,430 | $8,341-58.9% | $8,004-57.2% | $6,730-49.0% |
| Admin fee / account holder | $2,918 | $15,759-81.5% | $14,398-79.7% | $14,365-79.7% |