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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV INSTITUTIONAL OPS LLC Service code 37 · EIN 04-2647786 | Loan Processing | $9,024 |
Filed as: GERMAN AMER WEALTH ADVISORY GROUP Service code 27 · EIN 20-5480153 | Advisory (Plan) | $8,331 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $6,265 |
ASCENSUS LLC5+ years Filed as: RETIREMENT MANAGEMENT SERVICES, LLC Service code 15 · EIN 31-1560462 | Recordkeeping | $1,750 |
Filed as: MESIROW FINANCIAL, INC. Service code 27 · EIN 36-3194849 | Advisory (Plan) | $463 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,270 | $50,815-46.3% | $155,509-82.5% | $77,643-64.9% |
| Participation rate | 48.0% | 63.1%-15.1pp | 78.2%-30.2pp | 70.6%-22.6pp |
| Annual return | 7.69% | 34.80%-27.1pp | 64.67%-57.0pp | 31.24%-23.5pp |
| Employer contribution / active EE | $823 | $1,993-58.7% | $4,672-82.4% | $2,726-69.8% |
| Participant deferral / active EE | $1,104 | $2,822-60.9% | $5,626-80.4% | $4,647-76.2% |
| Admin fee / account holder | $117 | $437-73.2% | $15,912-99.3% | $430-72.8% |