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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,296 | $138,385+111.9% | $184,243+59.2% | $80,925+262.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 16.23% | 20.02%-3.8pp | 28.82%-12.6pp | 35.65%-19.4pp |
| Employer contribution / active EE | $11,164 | $4,851+130.2% | $6,427+73.7% | $2,756+305.1% |
| Participant deferral / active EE | $15,652 | $7,075+121.2% | $9,132+71.4% | $4,299+264.1% |
| Admin fee / account holder | $14,899 | $10,489+42.0% | $13,914+7.1% | $6,940+114.7% |