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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,296 | $138,393+111.9% | $184,256+59.2% | $80,959+262.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 16.23% | 20.01%-3.8pp | 28.85%-12.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $11,164 | $4,847+130.3% | $6,427+73.7% | $2,757+304.9% |
| Participant deferral / active EE | $15,652 | $7,076+121.2% | $9,133+71.4% | $4,300+264.0% |
| Admin fee / account holder | $14,899 | $10,489+42.0% | $13,899+7.2% | $6,925+115.1% |