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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,159 | $87,180-65.4% | $173,703-82.6% | $94,015-67.9% |
| Participation rate | 95.7% | 65.6%+30.0pp | 75.9%+19.7pp | 70.8%+24.8pp |
| Annual return | 10.15% | 14.17%-4.0pp | 17.46%-7.3pp | 17.84%-7.7pp |
| Employer contribution / active EE | $652 | $2,494-73.9% | $4,288-84.8% | $2,790-76.6% |
| Participant deferral / active EE | $643 | $3,343-80.8% | $4,854-86.7% | $4,249-84.9% |
| Admin fee / account holder | $920 | $7,506-87.7% | $15,562-94.1% | $8,951-89.7% |