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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,736 | $217,427-65.2% | $185,837-59.2% | $167,518-54.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.32% | 148.39%-138.1pp | 122.08%-111.8pp | 478.71%-468.4pp |
| Employer contribution / active EE | $3,378 | $5,874-42.5% | $5,168-34.6% | $4,838-30.2% |
| Participant deferral / active EE | $9,168 | $6,357+44.2% | $5,568+64.6% | $6,342+44.6% |
| Admin fee / account holder | $2,239 | $19,816-88.7% | $16,241-86.2% | $12,312-81.8% |